Every headline moves the market. We show you what it does to your money.
When the Fed moves rates, it's not just markets — it can mean +$84/mo on your mortgage and pressure on your rent. We read the economy through two lenses at once: what just moved markets, and what it just did to your wallet.
Most apps give you one read. We give you both.
The market read and the money read, side by side — so a headline is never just noise.
What it does to markets
What it does to your money
The economy takes a lot of turns. They all end at you.
You don't have to be a market analyst to read it — follow the line from a Fed decision to your mortgage, an oil spike to your fuel bill, or a strong stock market to what you spend. Not a prediction — a map of cause and effect, updated as conditions change. Every link traces back to real data: the Fed, the EIA, and market feeds.
Get the map free →Diagram nodes, with category:
- Fed funds rate (Policy driver)
- Mortgage rates (Market)
- Oil price (Macro)
- Stock market (Market)
- Inflation (CPI) (Macro)
- Cost of living (Your wallet — recently costing you, per the bad-for-you ring)
- YOU (center)
- Consumer spending (Macro)
- Job security (Your wallet — recently good for you, per the good-for-you ring)
Diagram relationships:
- Fed funds rate affects Mortgage rates
- Fed funds rate affects Stock market
- Mortgage rates affects Cost of living
- Oil price affects Inflation (CPI)
- Inflation (CPI) affects Cost of living
- Stock market affects Consumer spending
- Consumer spending affects YOU
- Cost of living affects YOU
- Job security affects YOU
Macro, turned into your dollars
We translate rate moves, new inflation numbers, and fuel swings into what they cost your household this month — not the index, your budget.
Included with Plus →Set your goals once. We score you every day.
Tell us what you hold, what you're saving for, and what keeps you up at night. It rebuilds your dashboard around that — and turns your habits and goals into one number you watch climb as you show up — income-fair, so it rewards consistency, not the size of your balance.
Rates you on your habits, not your balance — daily check-ins, reflection, and progress toward your own goal. Income-fair: a disciplined saver can outscore a bigger balance that skips weeks.
50+ live panels, one screen
Sectors, rates, crypto, commodities, breadth, the curve — the whole market on one screen, updated live.
Our read on what's moving markets
What's actually moving the market, with the evidence laid out. Not a prediction — a map of cause and effect, updated as conditions change.
Included with Pro →Everything in the box
A full analytical layer on top of it all — the pieces that turn a headline into a decision you understand.
Economic Relationships Map
Trace how one move ripples outward — rates to housing, oil to airlines, the dollar to your holdings abroad.
FreeBlind Spots
Your holdings, decomposed — concentration, correlation, and exposures surfaced and explained, so nothing is hidden. Tracked and shown, never advised.
Plus & ProAI Forecast + Scenario Engine
Model the what-ifs. Move a rate, an inflation number, an oil price — and watch the ripple through markets and your budget.
ProSector Profiles
Decomposable deep-dives — what's actually inside each sector, and what's driving it up or down right now.
ProAlert delivery
Get pinged when the regime shifts or a threshold you care about is crossed — not for every tick, only what matters.
ProDaily email brief
Your holdings, your wallet, no noise — a personalized daily or weekly read delivered before the open.
Plus & ProStart free. Upgrade when it pays for itself.
An account gets you the data. Plus makes it yours. Pro adds the full analytical layer.
Billed in USD. Available worldwide; Personal Impact currently supports US and Canada.
Questions, answered
* Example data for illustration — not live market data and not your data. Live feeds appear once you're signed in.